:root {
  --bg: #F9F7F4;
  --surface: #EDE9E3;
  --text: #1A1A2E;
  --text-muted: #6B6B7B;
  --accent: #0891B2;
  --accent-warm: #B8860B;
  --card-bg: #F2EFE9;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  background: var(--bg);
  color: var(--text);
  font-family: 'DM Sans', system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* Navigation */
.nav {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(249, 247, 244, 0.85);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(26, 26, 46, 0.06);
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 18px 32px;
  display: flex;
  align-items: center;
}
.nav-logo {
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: 18px;
  letter-spacing: -0.03em;
  color: var(--text);
}

/* Hero */
.hero {
  max-width: 1200px;
  margin: 0 auto;
  padding: 96px 32px 64px;
}
.hero-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 40px;
  padding: 14px 28px;
  background: var(--accent);
  color: white;
  font-size: 15px;
  font-weight: 500;
  border-radius: 10px;
  text-decoration: none;
  transition: background 0.2s, transform 0.1s;
}
.hero-cta:hover {
  background: #077590;
  transform: translateY(-1px);
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 24px;
}
.eyebrow-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--accent);
  animation: pulse 2.5s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.4; }
}
.hero-title {
  font-family: 'Syne', sans-serif;
  font-weight: 800;
  font-size: clamp(48px, 7vw, 88px);
  line-height: 1.0;
  letter-spacing: -0.035em;
  color: var(--text);
  margin-bottom: 24px;
}
.hero-sub {
  font-size: 19px;
  color: var(--text-muted);
  max-width: 520px;
  line-height: 1.6;
  margin-bottom: 48px;
}
.hero-visual {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.finance-card {
  background: var(--card-bg);
  border: 1px solid rgba(26, 26, 46, 0.08);
  border-radius: 16px;
  padding: 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  max-width: 280px;
  box-shadow: 0 2px 12px rgba(26, 26, 46, 0.04);
}
.finance-card--alt {
  background: var(--text);
  border-color: transparent;
}
.finance-card--alt .finance-card-label,
.finance-card--alt .finance-card-meta {
  color: rgba(255,255,255,0.55);
}
.finance-card--alt .finance-card-value {
  color: #67E8F9;
}
.finance-card--alt .finance-card-icon {
  color: #67E8F9;
}
.finance-card-icon {
  color: var(--accent);
  flex-shrink: 0;
  margin-top: 2px;
}
.finance-card-label {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 4px;
}
.finance-card-value {
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: 22px;
  color: var(--text);
  letter-spacing: -0.02em;
}
.finance-card-meta {
  font-size: 13px;
  color: var(--text-muted);
  margin-top: 2px;
}

/* Stats */
.stats {
  border-top: 1px solid rgba(26, 26, 46, 0.08);
  border-bottom: 1px solid rgba(26, 26, 46, 0.08);
  background: var(--surface);
}
.stats-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 36px 32px;
  display: flex;
  align-items: center;
  gap: 0;
}
.stat {
  flex: 1;
  text-align: center;
}
.stat-value {
  font-family: 'Syne', sans-serif;
  font-weight: 800;
  font-size: 36px;
  letter-spacing: -0.04em;
  color: var(--text);
  display: block;
}
.stat-label {
  font-size: 13px;
  color: var(--text-muted);
  margin-top: 4px;
}
.stat-divider {
  width: 1px;
  height: 48px;
  background: rgba(26, 26, 46, 0.1);
  margin: 0 24px;
}

/* Features */
.features {
  max-width: 1200px;
  margin: 0 auto;
  padding: 96px 32px;
}
.features-header {
  margin-bottom: 64px;
}
.features-title {
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: clamp(32px, 4vw, 52px);
  letter-spacing: -0.03em;
  line-height: 1.1;
  color: var(--text);
  margin-bottom: 16px;
}
.features-sub {
  font-size: 18px;
  color: var(--text-muted);
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.feature {
  padding: 32px;
  background: var(--card-bg);
  border: 1px solid rgba(26, 26, 46, 0.06);
  border-radius: 16px;
  transition: border-color 0.2s ease;
}
.feature:hover {
  border-color: var(--accent);
}
.feature-number {
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.08em;
  color: var(--accent);
  margin-bottom: 20px;
}
.feature-name {
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: 22px;
  letter-spacing: -0.02em;
  color: var(--text);
  margin-bottom: 12px;
}
.feature-desc {
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.65;
}

/* Principles */
.principles {
  background: var(--text);
  padding: 40px 0;
}
.principles-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}
.principle {
  display: flex;
  align-items: center;
  gap: 10px;
}
.principle-icon {
  color: #67E8F9;
  flex-shrink: 0;
}
.principle-text {
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
}

/* Closing */
.closing {
  max-width: 1200px;
  margin: 0 auto;
  padding: 96px 32px;
  text-align: center;
}
.closing-title {
  font-family: 'Syne', sans-serif;
  font-weight: 800;
  font-size: clamp(36px, 5vw, 64px);
  letter-spacing: -0.03em;
  line-height: 1.1;
  color: var(--text);
  margin-bottom: 24px;
}
.closing-body {
  font-size: 19px;
  color: var(--text-muted);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.65;
}

/* Footer */
.footer {
  border-top: 1px solid rgba(26, 26, 46, 0.08);
  padding: 32px;
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.footer-logo {
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: 15px;
  color: var(--text);
}
.footer-copy {
  font-size: 14px;
  color: var(--text-muted);
}

/* Responsive */
@media (max-width: 768px) {
  .hero { padding: 64px 20px 48px; }
  .hero-visual { flex-direction: column; }
  .finance-card { max-width: 100%; }
  .stats-inner { flex-direction: column; gap: 24px; }
  .stat-divider { width: 48px; height: 1px; margin: 0 auto; }
  .features-grid { grid-template-columns: 1fr; gap: 16px; }
  .features { padding: 64px 20px; }
  .closing { padding: 64px 20px; }
  .principles-inner { flex-direction: column; gap: 24px; }
  .footer-inner { flex-direction: column; gap: 8px; text-align: center; }
}
@media (max-width: 480px) {
  .hero-title { font-size: 40px; }
  .nav-inner { padding: 16px 20px; }
}